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Just the Facts – About the Health Insurance Tax

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Many people have concerns about the health insurance tax. How will you be able to pay for it? Will everyone have to pay it? There is a lot of misinformation out there. Here are just the facts about the health insurance tax. This week, the Supreme Court upheld the Affordable Care Act, or ACA. It also upheld the individual mandate, the most controversial portion of the ACA. The individual mandate requires every American to have health insurance coverage in 2014. Those who choose not to buy health insurance will have to pay what the Supreme Court has officially defined as … Continue reading →

Insurance Blog Week in Review – June 24 – 30, 2012

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Once a week, the Insurance Blog Week in Review brings you a fast way to “ketchup” on all the blogs that were posted here in the past seven days. There can be anywhere between twelve and fourteen blogs that appear. What did you miss? A Brief Comparison of Health Care Plans Obama’s plan includes coverage for adults and children who have a pre-existing condition. Romney’s plan includes coverage for people who have a pre-existing condition – but only if they have had continuous health insurance coverage. The Insurance Podcast Roundup went up on June 25, 2012. This week, I’d like … Continue reading →

An Insurance Practice that Seems Like “Price Fixing”

There are some practices that insurance companies regularly engage in that seem to be less than legal. Employers who shop around for health insurance for their employees are required to tell the insurance company the price that the previous insurance company was charging them. This can be seen as a form of “price fixing”. Health insurance is expensive. The majority of people who are able to afford health insurance can do so only because their employer is paying for part of the cost of the premiums. Businesses that offer employer sponsored health insurance are going to want to find ways … Continue reading →

Paperwork Error Results in Lower Death Benefit For Widow

The widow of a police officer in Chicago was expecting to receive $300,000 from the death benefit of her husband’s life insurance policy. This did not happen, due to what is being called a “paperwork error”. She is not the only person who had this happen. Life insurance is very important. It is what helps your family continue to live in the lifestyle that they were accustomed to after you have passed away. The death benefit pays for the deceased person’s funeral costs, and the medical bills that his or her health insurance policy won’t pay for. A life insurance … Continue reading →

Things to Do before Signing Contracts and before Moving Day

This is the last in my series about moving and buying another house with your spouse. Before you sign a contract, check how far it is to schools, shopping, doctors and transport facilities. Check out how long it will take you and your spouse to get to work and to church. After you have found a house and area you like, come back a few times at night at varying times of the day to scope out the neighborhood and make sure all is quiet. If you know people in that area talk to them about how they find things. … Continue reading →